JMJ Financial
Prepared

Loan Scenario Comparison

Property OccupancyInvestment
Property TypeSingle Family Residence TransactionPurchase
Purchase Price$1,490,000 Loan Amount$1,192,000
Down Payment$298,000 (20%) LTV80%
Program ImpoundsWaived
40-Year Fixed, Interest Only First 10 Years
Interest Only Months 1 to 120 · Fully Amortizing Months 121 to 480

3-Year Prepayment Penalty

Note Rate Points Points Cost Interest Only Payment
Months 1 to 120
Savings/mo
vs. par rate
Break-Even
to recover points
APR
Monthly Payment
By rate scenario